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Dividend

A cash payment distributed to shareholders out of company profits.

Also called: dividend yield · ex-dividend

In plain language

Dividends are usually paid quarterly. The dividend yield expresses the annual payment as a percentage of the current share price.

On the ex-dividend date the share price typically drops by roughly the dividend amount. The value is transferred, not created.

A yield that looks unusually high is often the result of a falling share price rather than a generous payout, and can signal a dividend at risk of being cut.

The formula

Dividend Yield

Annual Dividend Per Share ÷ Share Price × 100

Why it matters

The ex-dividend drop can look like a breakdown on a chart and can trigger stops that were placed without accounting for it.

Common mistakes

  • Reading the ex-dividend price drop as a technical breakdown.
  • Chasing high yields without asking why the price fell.
  • Holding a short position through an ex-dividend date, where the dividend is owed by the short seller.

Keep exploring

These concepts are connected. Understanding one usually makes the next one easier.