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Carry Trade

Borrowing in a low-interest currency to hold a higher-interest one, collecting the difference.

Also called: carry · positive carry

In plain language

A carry trade earns the interest rate differential daily. It is a strategy about yield rather than direction.

It works quietly for long stretches and then unwinds violently. The accumulated carry can be erased in days when the exchange rate moves against the position.

Carry trades are typically leveraged, since the daily differential is small relative to capital, which amplifies the unwind.

Why it matters

The carry trade is the classic example of a strategy with a high win rate and a devastating tail — profitable most days, occasionally catastrophic.

Common mistakes

  • Sizing a carry trade for the yield while ignoring the exchange-rate risk.
  • Assuming a long run of quiet accumulation means low risk.

Keep exploring

These concepts are connected. Understanding one usually makes the next one easier.